Overdraft Protection:
Alex Sheshunoff Management

Alex Sheshunoff Management's Platinum Overdraft and AFTECH provide a proven program that gives your credit union the right approach to effectively manage your overdraft activity, provide full tracking reporting mechanisms, and meet your members' needs. It delivers supportive member communication, compliance tools and management reporting features to help you offer your members even better service.

Since 60% or more of your members do not present NSFs, Platinum Overdraft is designed to respond to those members who do, rather than mass marketing the program to all your members. The program's responsive communication helps you inform those members who overdraw their accounts that you will provide them with an overdraft service at a set fee or alternatives that may be more cost effective. AFTECH's Overdraft Limit Processing in conjunction with ASM's Platinum Overdraft gives you a comprehensive proven solution to effectively communicate with your members while giving them the peace of mind when they need it.

In addition, these key benefits are built into the program:

• A member-focused solution that delivers measurable results
• A complete customized communication program in a comprehensive package
• Effective methods to identify and address regulatory and compliance issues
• Risk scoring to maximize efficiency and better manage risk
• Thorough project management and implementation